For the purposes of this Directive:
(a) "first Directive" means: Directive 73/239/EEC;
(b) "undertaking": - for the purposes of applying Titles I and II, means: any undertaking which has received official authorization under Article 6 or 23 of the first Directive, - for the purposes of applying Title III and Title V, means: any undertaking which has received official authorization under Article 6 of the first Directive:
(c) "establishment" means: the head office, agency or branch of an undertaking, account being taken of Article 3;
(d) "Member State where the risk is situated" means: - the Member State in which the property is situated, where the insurance relates either to buildings or to buildings and their contents, in so far as the contents are covered by the same insurance policy, - the Member State of registration, where the insurance relates to vehicles of any type, - the Member State where the policy-holder took out the policy in the case of policies of a