(1) Where regulation 10(2) applies, the creditor must comply with that regulation by -
(a) disclosing the information by means of the form set out in Schedule 3 to these Regulations and as specified in paragraph (2), or
(b) disclosing the information in writing so that all information is equally prominent.
(2) The specifications referred to in paragraph (1)(a) are that -
(a) the relevant information must be provided in the appropriate row,
(b) the form must be completed in accordance with the notes to that form,
(c) the asterisks and notes may be deleted,
(d) gridlines and boxes may be omitted, and
(e) any information contained in the form must be clear and easily legible.
(3) Where regulation 10(8) applies, the creditor may provide the information orally.