(1) A payment service provider must provide or make available to the payment service user the information specified in paragraph (2) in relation to the service, whether by supplying a copy of the draft single payment service contract or supplying a copy of the draft payment order or otherwise, either -
(a) before the payment service user is bound by the single payment service contract; or
(b) immediately after the execution of the payment transaction, where the contract is concluded at the payment service user's request using a means of distance communication which does not enable provision of such information in accordance with sub-paragraph (a).
(2) The information referred to in paragraph (1) is -
(a) the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly initiated or executed;
(b) the maximum time in which the payment service will be executed;
(c) the charges payable by the payment service user to the use
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