If the FCA decides to -

(a) publish a statement under regulation 25 (public censure);

(b) impose a penalty under regulation 26 (financial penalties);

(c) impose a limitation on a permission under regulation 27 (limitations on permission to carry on regulated activities); or

(d) exercise the power in regulation 29(2) (Power of FCA to require restitution),

the person concerned may refer the matter to the Upper Tribunal.