In these Regulations -
"accredited person" means a person who satisfies the standards set out in Part 1 of the Minimum Competency Code;
"advice" means the provision of a personal recommendation to a person, whether at the person's request or at the initiative of the firm, in the course of performing a relevant function;
"Bank" means the Central Bank of Ireland;
"certified person" has the meaning assigned to it by section 55 of the Investment Intermediaries Act 1995 (No. 11 of 1995);
"consumer" means any of the following: (a) a person or group of persons, but not an incorporated body with an annual turnover in excess of €3,000,000 (for the avoidance of doubt, a group of persons includes partnerships and other unincorporated bodies such as clubs, charities and trusts, not consisting entirely of bodies corporate); (b) incorporated bodies having an annual turnover of €3,000,000 or less in the previous financial year (provided that such body shall not be a member of a gr
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