The Act of 1995 is amended by the substitution of the following section for section 95:

"95. A high cost credit provider shall ensure that a high cost credit agreement -

(a) entered into after the date on which the Consumer Credit (Amendment) Act 2022 comes into operation, and

(b) to which the high cost credit provider is a party,

shall contain in a prominent position the words 'High cost credit agreement’.".