10. Amendment of section 100 of Act of 1995

Section 100 of the Act of 1995 is amended -

(a) by the substitution of the following subsection for subsection (1):

"(1) A high cost credit provider shall, in respect of every high cost credit agreement, supply or make available to the borrower, in accordance with subsection (3), on paper or another durable medium, a book or document (in this section referred to as a 'repayment book’) -

(a) in which to record repayments made under the agreement,

(b) which shall be completed and maintained by the high cost credit provider in accordance with this section, and

(c) which shall be separate from the agreement.",

(b) in subsection (2)(a) -

(i) by the substitution of the following subparagraph for subparagraph (vii):

"(vii) the rate of interest to be charged (including the APR expressed as € per €100 borrowed) on foot of the credit advanced,",

and

(ii) by the substitution of the following subparagraph for subparagraph (viii):

"(viii) the total cost of credit -

(I) in euro, and

(II) as a

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