The Bank, when determining the type and level of sanction to be imposed for a contravention referred to in Regulation 9, shall take into account all relevant circumstances, including, where applicable, the following:

(a) the gravity and the duration of the contravention;

(b) the degree of responsibility of the natural or legal person responsible;

(c) the financial strength of the natural or legal person responsible, including, among other things, as indicated by the total turnover of the responsible legal person or the annual income of the responsible natural person;

(d) the amount of profits gained or losses avoided by the responsible natural or legal person, insofar as they can be determined;

(e) the losses for third parties caused by the contravention, insofar as they can be determined;

(f) the level of cooperation of the responsible natural or legal person with the competent authority and the resolution authority;

(g) previous contraventions by the responsible natural or legal person;

(h) any potential systemic consequences of the contravention.