1. The data holder shall, upon request from a customer submitted by electronic means, make available to a data user the customer data listed in Article 2(1) for the purposes for which the customer has granted permission to the data user. The customer data shall be made available to the data user without undue delay, continuously and in real-time.
2. A data holder may claim compensation from a data user for making customer data available pursuant to paragraph 1 only if the customer data is made available to a data user in accordance with the rules and modalities of a financial data sharing scheme, as provided in Articles 9 and 10, or if it is made available pursuant to Article 11.
3. When making data available pursuant to paragraph 1, the data holder shall:
(a) make customer data available to the data user in a format based on generally recognised standards and at least in the same quality available to the data holder;
(b) communicate securely with the data user by ensuring an appropria
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