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Version status: Entered into force | Document consolidation status: Updated to reflect all known changes
Published date: 2 February 2016

Directive 2016/97/EU - Insurance Distribution Directive (IDD)

Comparing proposed amendment...
Recitals
Chapter I Scope and definitions (arts. 1-2)
Entered into force
Article 1 Scope
Entered into force
Article 2 Definitions
Chapter II Registration requirements (art. 3)
Entered into force
Article 3 Registration
Chapter III Freedom to provide services and freedom of establishment (arts. 4-9)
Entered into force
Article 4 Exercise of the freedom to provide services
Entered into force
Article 5 Breach of obligations when exercising the freedom to provide services
Entered into force
Article 6 Exercise of the freedom of establishment
Entered into force
Article 7 Division of competence between home and host Member States
Entered into force
Article 8 Breach of obligations when exercising the freedom of establishment
Entered into force
Article 9 Powers in relation to national provisions adopted in the interest of the general good
Chapter IV Organisational requirements (arts. 10-16)
Amended
Article 10 Professional and organisational requirements
Entered into force
Article 11 Publication of 'general good' rules
Entered into force
Article 12 Competent authorities
Entered into force
Article 13 Cooperation and exchange of information between the competent authorities of Member States
Entered into force
Article 14 Complaints
Entered into force
Article 15 Out-of-court redress
Entered into force
Article 16 Restriction on use of intermediaries
Chapter V Information requirements and conduct of business rules (arts. 17-25)
Entered into force
Article 17 General principle
Entered into force
Article 18 General information provided by the insurance intermediary or insurance undertaking
Entered into force
Article 19 Conflicts of interest and transparency
Entered into force
Article 20 Advice, and standards for sales where no advice is given
Entered into force
Article 21 Information provided by ancillary insurance intermediaries
Entered into force
Article 22 Information exemptions and flexibility clause
Entered into force
Article 23 Information conditions
Entered into force
Article 24 Cross-selling
Entered into force
Article 25 Product oversight and governance requirements
Chapter VI Additional requirements in relation to insurance-based investment products (arts. 26-30)
Entered into force
Article 26 Scope of additional requirements
Entered into force
Article 27 Prevention of conflicts of interest
Entered into force
Article 28 Conflicts of interest
Entered into force
Article 29 Information to customers
Entered into force
Article 30 Assessment of suitability and appropriateness and reporting to customers
Chapter VII Sanctions and other measures (arts. 31-36)
Entered into force
Article 31 Administrative sanctions and other measures
Entered into force
Article 32 Publication of sanctions and other measures
Entered into force
Article 33 Breaches, and sanctions and other measures
Entered into force
Article 34 Effective application of sanctions and other measures
Entered into force
Article 35 Reporting of breaches
Entered into force
Article 36 Submitting information to EIOPA in relation to sanctions and other measures
Chapter VIII Final provisions (arts. 37-46)
Entered into force
Article 37 Data protection
Entered into force
Article 38 Delegated acts
Entered into force
Article 39 Exercise of the delegation
Entered into force
Article 40 Transitional period
Inserted
Article 40a Accessibility of information on the European single access point
Entered into force
Article 41 Review and evaluation
Amended
Article 42 Transposition
Repealed
Article 43 Amendment of Directive 2002/92/EC
Amended
Article 44 Repeal
Entered into force
Article 45 Entry into force
Entered into force
Article 46 Addressees
Entered into force
Annex I Minimum Profesional knowledge and competence requirements
Annex II
Entered into force
Annex II, Part A Repealed Directive with list of its successive amendments
Entered into force
Annex II, Part B Time limits for transposition into national law referred to in Article 44
Entered into force
Annex III Correlation table
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