(1) In these Regulations -

"the 1974 Act" means the Consumer Credit Act 1974 [1974 c. 39.];

"the 2000 Act" means the Financial Services and Markets Act 2000 [2000 c. 8.];

"the Authority" means the Financial Conduct Authority;

"appointed representative" has the same meaning as in section 39(2) of the 2000 Act (exemption of appointed representatives);

"authorised non-business overdraft agreement" has the same meaning as in section 189 of the 1974 Act;

"authorised person" has the same meaning as in the 2000 Act (authorised persons);

"breach" means a contravention by a supplier of a prohibition in, or a failure by a supplier to comply with a requirement of, these Regulations;

"business" includes a trade or profession;