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Pawnbrokers Act, 1964 (No. 31)Introductory TextActs Referred toPart I Preliminary and General (ss. 1-6)1. Short title and commencement.2. Definitions.3. Application.4. Servants, agents and representatives of pawnbrokers.5. Transmission of rights, etc., of pawners.6. Repeals and transitory provision.Part II Licensing of Pawnbrokers (ss. 7-13)7. Prohibition on carrying on business of a pawnbroker without licence.8. Grant of licence.9. Transfer of licence.10. Grant of certificate.11. Suspension and cancellation of licence.12. Forgery of certificate.13. Name and notice to be displayed.Part III Pawning, Redemption and Sale of Pledges (ss. 14-34)14. Pawn-tickets.15. Special contracts and special contract pawn-tickets.16. Pawnbroker's books and records.17. Loans in current money.18. Division of loan prohibited.19. General restrictions on pawnbroker.20. Lawful interest and charges.21. Redemption periods.22. Holder of pawn-ticket person entitled to redeem.23. Offences relating to pawning and redeeming.24. Failure to deliver pledge to person entitled.25. Unlawful pawning of property of another.26. Delivery to owner of property unlawfully pawned.27. Offences by pawnbroker in relation to certain pledges.28. Owners and pawners of pledges not having pawn-tickets.29. Unredeemed pledges.30. Sale of pledges.31. Right of pawnbroker to purchase at auction.32. Right to inspect sale book and catalogue.33. Right of pawner to surplus on sale.34. Offences by auctioneers.Part IV Supplemental and Miscellaneous (ss. 35-47)35. Notification by Garda Síochána of lost and stolen property.36. Persons presenting pawn-tickets suspected to be counterfeit.37. Duty of pawnbroker in certain suspicious circumstances.38. Persons escaping from or obstructing pawnbroker.39. Defence for pawnbroker.40. Storing of pledges and compensation for damage.41. Liability of pawnbroker in case of damage caused by fire.42. Unauthorised alteration of engravings.43. Contracts not void on account of conviction of pawnbroker.44. Attendance of pawnbroker before court and production of books, etc.45. Frivolous complaints.46. Power of entry, etc.47. Penalties for offences.48.First Schedule - Enactments RepealedSecond Schedule Notice to be Exhibited in Every Pawnbrokers Premises Pawnbrokers Act, 1964Third Schedule - Pawn Tickets, etc.Third Schedule, Part I Pawn TicketThird Schedule, Part II ReceiptThird Schedule, Part III Special Contract Pawn-ticketThird Schedule, Part IV ReceiptFourth Schedule - Pawnbroker's BooksFourth Schedule, Part I Pledge BookFourth Schedule, Part II Sale BookFifth Schedule - Interest and ChargesFifth Schedule, Part I Maximum rate of interest on loansFifth Schedule, Part II Charge on Pawn-ticketFifth Schedule, Part III Charge on valuation of pledgeFifth Schedule, Part IV Charge on inspection of Sale Book and Auctioneer's CatalogueFifth Schedule, Part V Charge on Form of DeclarationSixth Schedule - Statutory DeclarationsSixth Schedule, Part I Statutory Declaration where pledge claimed by ownerSixth Schedule, Part II Statutory Declaration where pawn-ticket lost, etc.Seventh Schedule - Regulations governing auctioning of pledges
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Version status: In force | Document consolidation status: Updated to reflect all known changes
Version date: 13 May 1996 - onwards

48.

The annual percentage rate of charge ('APR') shall be calculated in accordance with the Fourth Schedule to the Consumer Credit Act, 1995, or such other method of calculation as the Minister for Enterprise and Employment may specify in regulations made under that Act.

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