Section 28 of the Act of 1997 is amended -

(a) in subsection (1) -

(i) by the insertion of the following definitions:

"'Act of 1995' means the Consumer Credit Act 1995;

'consumer-hire agreement' means an agreement of more than three months duration for the bailment of goods to a hirer under which the property in the goods remains with the owner;

'financial accommodation' has the same meaning as it has in the Act of 1995;

'hirer' means a relevant person who takes, intends to take or has taken goods from an owner under a hire-purchase agreement or a consumer-hire agreement in return for periodical payments;

'hire-purchase agreement' means an agreement for the bailment of goods under which the hirer may buy the goods or under which the property in the goods will, if the terms of the agreement are complied with, pass to the hirer in return for periodical payments; and where by virtue of two or more agreements, none of which by itself constitutes a hire-purchase agreement, there is a bailment of goods and either the hirer may buy the goods, or the property therein will, if the terms of the agreements are complied with, pass to the hirer, the agreements shall be treated for the purpose of this Act as a single agreement made at the time when the last agreement was made;

'local authority' has the same meaning as it has in the Act of 1995;