Section 34G of the Act of 1997 is amended -

(a) in subsection (1), by the substitution of "who holds the legal title to the rights of the creditor under a credit agreement or the legal title to the rights of the owner under a consumer-hire agreement or a hire-purchase agreement" for "who holds the legal title to credit granted under a credit agreement", and

(b) in subsection (2), by the substitution of "who holds the legal title to the rights of the creditor under a credit agreement or the legal title to the rights of the owner under a consumer-hire agreement or a hire-purchase agreement" for "who holds the legal title to credit granted under a credit agreement".