1. This Regulation lays down uniform requirements on the provision of payment services and electronic money services, as regards:
(a) the transparency of conditions and information requirements for payment services and electronic money services;
(b) the respective rights and obligations of payment and electronic money service users, and of payment and electronic money service providers in relation to the provision of payment services and electronic money services.
2. Unless specified otherwise, any reference to payment services shall be understood in this Regulation as meaning payment and electronic money services.
3. Unless specified otherwise, any reference to payment service providers shall be understood in this Regulation as meaning payment service providers and electronic money service providers.
3a. The processing of personal data under this Regulation is subject to Regulation (EU) 2016/679.