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Version status: Amended
Version date: 23 April 2024 - onwards
  Version 2 of 2    

Article 97 Administrative sanctions and other administrative measures for specific infringements

1. Without prejudice to Article 96(2), national laws, regulations and administrative provisions shall lay down the administrative sanctions and other administrative measures referred to in paragraph 2 of this Article in respect of the breaching or circumvention of the following provisions:

(a) the rules on access to accounts maintained with a credit institution laid down in Article 32;

(b) the secure data access rules by either account servicing payment service provider or by account information service providers and payment initiation service providers laid down in of Title III, Chapter 3, without prejudice to Article 45;

(c) the obligation to organise or perform fraud prevention mechanisms including strong customer authentication as set out in Articles 85, 86 and 87;

(d) the duty to comply with the requirements for transparency on fees by ATM operators or other cash distributors, in accordance with Article 20(c) point (ii);

(e) failure of payment service providers to respect the peri

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