13.1 The headings and titles used in this specific direction are for convenience and have no legal effect.
13.2 The Interpretation Act 1978 applies to this specific direction as if it were an Act of Parliament, except where words and expressions are expressly defined.
13.3 References to any statute or statutory provisions must be construed as references to that statute or statutory provision as amended, re-enacted or modified, whether by statute or otherwise.
13.4 The following definitions apply in this specific direction:
• Account controlled by the consumer means a relevant CHAPS account that a consumer can access and make payments from. It is not sufficient for it to be in the consumer’s name.
• Authorised push payment (APP) means a consumer payment initiated by the sending PSP in accordance with an authorisation given by its consumer.
• APP scam (authorised push payment scam) means where a person uses a fraudulent or dishonest act or course of conduct to manipulate, deceive
…