(1) At any time when-
(a) the debtor is in breach of a regulated hire-purchase or a regulated conditional sale agreement relating to goods, and
(b) the debtor has paid to the creditor one-third or more of the total price of the goods, and
(c) the property in the goods remains in the creditor, the creditor is not entitled to recover possession of the goods from the debtor except on an order of the court.
(2) Where under a hire-purchase or conditional sale agreement the creditor is required to carry out any installation and the agreement specifies, as part of the total price, the amount to be paid in respect of the installation (the "installation charge") the reference in subsection (1)(b) to one-third of the total price shall be construed as a reference to the aggregate of the installation charge and one-third of the remainder of the total price.
(3) In a case where-
(a) subsection (1)(a) is satisfied, but not subsection (1)(b), and
(b) subsection (1)(b) was satisfied on a previous occa
…