(1) This section applies to a regulated consumer credit agreement -
(a) which is for fixed-sum credit,
(b) which is of fixed duration,
(c) where the credit is repayable in instalments by the debtor, and
(d) which is not an excluded agreement.
(2) Upon a request from the debtor, the creditor must as soon as reasonably practicable give to the debtor a statement in writing which complies with subsections (3) to (5).
(3) The statement must include a table showing the details of each instalment owing under the agreement as at the date of the request.
(4) Details to be provided under subsection (3) must include -
(a) the date on which the instalment is due,
(b) the amount of the instalment,
(c) any conditions relating to payment of the instalment, and
(d) a breakdown of the instalment showing how much of it is made up of capital repayment, interest payment and other charges.
(5) Where the rate of interest is variable or the charges under the agreement may be varied, the statement must also i
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