28. Specification of MMC
28.1 Providers shall, subject to Articles 28.2 and 28.3, specify for each PCA product they offer the maximum Relevant Charges that could accrue in relation to that PCA in any month as a result of exceeding or attempting to exceed a Pre-agreed credit limit on the PCA. This is the ‘MMC’.
28.2 Providers may specify a different MMC for different PCA products and for different Brands.
28.3 Providers do not need to specify a MMC for Basic Bank Accounts or for any PCA in which no Relevant Charges apply.
28.4 Providers shall not impose any further Relevant Charges in relation to a PCA in any month where the cumulative Relevant Charges for that month incurred in relation to that PCA reaches the MMC.
28.5 For the purposes of this Part 7:
28.5.1 'month' means the Provider’s monthly charging period;
28.5.2 'Relevant Charges' means all charges that could accrue to an account as a result of exceeding or attempting to exceed a Pre-agreed credit limit. This includes
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