(1) Part 9 of the Principal Act is amended -

(a) in section 123 -

(i) in subsection (1) -

(I) by substituting the following for the definition of bank:

"'bank' means a person who holds a licence granted by the Central Bank of Ireland under section 9 of the Central Bank Act 1971;",

(II) by substituting the following for the definitions of card account and cash card:

"'card account' means an account maintained by a promoter to which amounts of cash obtained by a person by means of a cash card are charged or to which amounts in respect of goods, services or cash obtained by a person by means of a combined card are charged;

'cash card' means a card, not being a combined card, issued by a promoter to a person having an address in the State by means of which cash may be obtained by the person from an automated teller machine;",

and

(III) by inserting the following definition after the definition of cash card:

"'combined card' means a cash card which also contains the functions of a debit card within the meaning assigned to it by section 123A;",

(ii) in subsections (2) and (11)(c) by substituting "cash cards and combined cards" for "cash cards",