Version status: Repealed | Document consolidation status: Updated to reflect all known changes
Published date: 30 June 2006
    Version 1 of 1    

Directive 2006/48/EC - Banking Consolidation Directive (recast as part of the Capital Requirements Directive - CRD)

Recitals
Title I Subject matter, scope and definitions (arts. 1-5)
Repealed
Article 1
Repealed
Article 2
Repealed
Article 3
Repealed
Article 4
Repealed
Article 5
Title II Requirements for access to the taking up and pursuit of the business of credit institutions (arts. 6-22)
Repealed
Article 6
Repealed
Article 7
Repealed
Article 8
Repealed
Article 9
Repealed
Article 10
Repealed
Article 11
Repealed
Article 12
Repealed
Article 13
Repealed
Article 14
Repealed
Article 15
Repealed
Article 16
Repealed
Article 17
Repealed
Article 18
Repealed
Article 19
Repealed
Article 19a
Repealed
Article 19b
Repealed
Article 20
Repealed
Article 21
Repealed
Article 22
Title III Provisions concerning the freedom of establishment and the freedom to provide services (arts. 23-37)
Section 1 Credit institutions (art. 23)
Repealed
Article 23
Section 2 Financial instit utions (art. 24)
Repealed
Article 24
Section 3 Exercise of the right of establishment (arts. 25-27)
Repealed
Article 25
Repealed
Article 26
Repealed
Article 27
Section 4 Exercise of the freedom to provide services (art. 28)
Repealed
Article 28
Section 5 Powers of the competent authorities of the host Member State (arts. 29-37)
Repealed
Article 29
Repealed
Article 30
Repealed
Article 31
Repealed
Article 32
Repealed
Article 33
Repealed
Article 34
Repealed
Article 35
Repealed
Article 36
Repealed
Article 37
Title IV Relations with third countries (arts. 38-39)
Section 1 Notification in relation to third countries' undertakings and conditions of access to the markets of these countries (art. 38)
Repealed
Article 38
Section 2 Cooperation with third countries' competent authorities regarding supervision on a consolidated basis (art. 39)
Repealed
Article 39
Title V Principles and technical instruments for prudential supervision and disclosure (arts. 40-149)
Chapter 1 Principles of prudential supervision (arts. 40-55)
Section 1 Competence of home and host Member State (arts. 40-43)
Repealed
Article 40
Repealed
Article 41
Repealed
Article 42
Repealed
Article 42a
Repealed
Article 42b
Repealed
Article 43
Section 2 Exchange of information and professional secrecy (arts. 44-52)
Repealed
Article 44
Repealed
Article 45
Repealed
Article 46
Repealed
Article 47
Repealed
Article 48
Repealed
Article 49
Repealed
Article 50
Repealed
Article 51
Repealed
Article 52
Section 3 Duty of persons responsible for the legal control of annual and consolidated accounts (art. 53)
Repealed
Article 53
Section 4 Power of sanction and right to apply to the courts (arts. 54-55)
Repealed
Article 54
Repealed
Article 55
Chapter 2 Technical instruments of prudential supervision (arts. 56-122)
Section 1 Own funds (arts. 56-67)
Repealed
Article 56
Repealed
Article 57
Repealed
Article 58
Repealed
Article 59
Repealed
Article 60
Repealed
Article 61
Repealed
Article 62
Repealed
Article 63
Repealed
Article 63a
Repealed
Article 64
Repealed
Article 65
Repealed
Article 66
Repealed
Article 67
Section 2 Provision against risks (arts. 68-75)
Subsection 1 Level of application (arts. 68-73)
Repealed
Article 68
Repealed
Article 69
Repealed
Article 70
Repealed
Article 71
Repealed
Article 72
Repealed
Article 72a
Repealed
Article 73
Subsection 2 Calculation and reporting requirements (art. 74)
Repealed
Article 74
Subsection 3 Minimum level of own funds (art. 75)
Repealed
Article 75
Section 3 Minimum own funds requirements for credit risk (arts. 76-101)
Repealed
Article 76
Repealed
Article 77
Subsection 1 Standardised approach (arts. 78-83)
Repealed
Article 78
Repealed
Article 79
Repealed
Article 80
Repealed
Article 81
Repealed
Article 82
Repealed
Article 83
Subsection 2 Internal Ratings Based Approach (arts. 84-89)
Repealed
Article 84
Repealed
Article 85
Repealed
Article 86
Repealed
Article 87
Repealed
Article 88
Repealed
Article 89
Subsection 3 Credit risk mitigation (arts. 90-93)
Repealed
Article 90
Repealed
Article 91
Repealed
Article 92
Repealed
Article 93
Subsection 4 Securitisation (arts. 94-101)
Repealed
Article 94
Repealed
Article 95
Repealed
Article 96
Repealed
Article 97
Repealed
Article 98
Repealed
Article 99
Repealed
Article 100
Repealed
Article 101
Section 4 Minimum own funds requirements or operational risk (arts. 102-105)
Repealed
Article 102
Repealed
Article 103
Repealed
Article 104
Repealed
Article 105
Section 5 Large exposures (arts. 106-119)
Repealed
Article 106
Repealed
Article 107
Repealed
Article 108
Repealed
Article 109
Repealed
Article 110
Repealed
Article 111
Repealed
Article 112
Repealed
Article 113
Repealed
Article 114
Repealed
Article 115
Repealed
Article 116
Repealed
Article 117
Repealed
Article 118
Repealed
Article 119
Section 6 Qualifying holdings outside the financial sector (arts. 120-122)
Repealed
Article 120
Repealed
Article 121
Repealed
Article 122
Section 7 Exposures to transferred credit risk (art. 122a)
Repealed
Article 122a
Chapter 3 Credit institutions' assessment process (art. 123)
Repealed
Article 123
Chapter 4 Supervision and disclosure by competent authorities (arts. 124-144)
Section 1 Supervision (arts. 124-143)
Repealed
Article 124
Repealed
Article 125
Repealed
Article 126
Repealed
Article 127
Repealed
Article 128
Repealed
Article 129
Repealed
Article 130
Repealed
Article 131
Repealed
Article 131a
Repealed
Article 132
Repealed
Article 133
Repealed
Article 134
Repealed
Article 135
Repealed
Article 136
Repealed
Article 137
Repealed
Article 138
Repealed
Article 139
Repealed
Article 140
Repealed
Article 141
Repealed
Article 142
Repealed
Article 143
Section 2 Disclosure by competent authorities (art. 144)
Repealed
Article 144
Chapter 5 Disclosure by credit institutions (arts. 145-149)
Repealed
Article 145
Repealed
Article 146
Repealed
Article 146a
Repealed
Article 147
Repealed
Article 148
Repealed
Article 149
Title VI Delegated acts and powers of execution (arts. 150-151c)
Repealed
Article 150
Repealed
Article 151
Repealed
Article 151a Exercise of the delegation
Repealed
Article 151b Revocation of the delegation
Repealed
Article 151c Objections to delegated acts
Title VII Transitional and Final provisions (arts. 152-160)
Chapter 1 Transitional provisions (arts. 152-155)
Repealed
Article 152
Repealed
Article 153
Repealed
Article 154
Repealed
Article 155
Chapter 2 Final provisions (arts. 156-160)
Repealed
Article 156
Repealed
Article 156a
Repealed
Article 157
Repealed
Article 158
Repealed
Article 159
Repealed
Article 160
Repealed
Annex I List of activities subject to mutual recognition
Repealed
Annex II Classification of off-balance-sheet items
Annex III The treatment of counterparty credit risk of derivative instruments, repurchase transactions, securities orcommodities lending or borrowing transactions, long settlement transactions and margin lending transactions
Repealed
Annex III Part 1 Definitions
Repealed
Annex III Part 2 Choice of the method
Repealed
Annex III Part 3 Mark-to-Market Method
Repealed
Annex III Part 4 Original Exposure Method
Repealed
Annex III Part 5 Standardised Method
Repealed
Annex III Part 6 Internal Model Method
Repealed
Annex III Part 7 Contractual netting (contracts for novation and other netting agreements)
Repealed
Annex IV Types of derivatives
Repealed
Annex V Technical criteria concerning the organisation and treatment of risks
Annex VI Standardised approach
Repealed
Annex VI Part 1 Risk weights
Repealed
Annex VI Part 2 Recognition of ECAIs and mapping of their credit assessments
Repealed
Annex VI Part 3 Use of ECAIs' credit assessments for the determination of risk weights
Annex VII Internal ratings based approach
Repealed
Annex VII Part 1 Risk weighted exposure amounts and expected loss amounts
Repealed
Annex VII Part 2 PD, LGD and Maturity
Repealed
Annex VII Part 3 Exposure value
Repealed
Annex VII Part 4 Minimum requirements for IRB Approach
Annex VIII Credit risk mitigation
Repealed
Annex VIII Part 1 Eligibility
Repealed
Annex VIII Part 2 Minimum Requirements
Repealed
Annex VIII Part 3 Calculating the effects of credit risk mitigation
Repealed
Annex VIII Part 4 Maturity Mismatches
Repealed
Annex VIII Part 5 Combinations of credit risk mitigation in the Standardised Approach
Repealed
Annex VIII Part 6 Basket CRM techniques
Annex IX Securitisation
Repealed
Annex IX Part 1 Definitions for the purposes of Annex IX
Repealed
Annex IX Part 2 Minimum requirements for recognition of significant credit risk transfer and calculation of risk-weighted exposure amounts and expected loss amounts for securitised exposures
Repealed
Annex IX Part 3 External credit assessments
Repealed
Annex IX Part 4 Calculation
Annex X Operational risk
Repealed
Annex X Part 1 Basic Indicator Approach
Repealed
Annex X Part 2 Standardised Approach
Repealed
Annex X Part 3 Advanced Measurement Approaches
Repealed
Annex X Part 4 Combined use of different methodologies
Repealed
Annex X Part 5 Loss event type classification
Repealed
Annex XI Technical criteria on review and evaluation by the competent authorities
Annex XII Technical criteria on transparency and disclosure
Repealed
Annex XII Part 1 General criteria
Repealed
Annex XII Part 2 General requirements
Repealed
Annex XII Part 3 Qualifying requirements for the use of particular instruments or methodologies
Annex XIII
Repealed
Annex XIII Part A Repealed Directives Together With Their Successive Amendments (referred To In Article 158)
Repealed
Annex XIII Part B deadlines for transposition (referred to in Article 158)
Repealed
Annex XIV Correlation table
Done at