1. Competent authorities shall require any credit institution that does not meet the requirements of this Directive to take the necessary actions or steps at an early stage to address the situation.
For those purposes, the measures available to the competent authorities shall include the following:
(a) obliging credit institutions to hold own funds in excess of the minimum level laid down in Article 75;
(b) requiring the reinforcement of the arrangements, processes, mechanisms and strategies implemented to comply with Articles 22 and 123;
(c) requiring credit institutions to apply a specific provisioning policy or treatment of assets in terms of own funds requirements;
(d) restricting or limiting the business, operations or network of credit institutions; and
(e) requiring the reduction of the risk inherent in the activities, products and systems of credit institutions.
(f) requiring credit institutions to limit variable remuneration as a percentage of total net revenues when it i