Notwithstanding Articles 146 to 148, Member States shall empower the competent authorities to require credit institutions:
(a) to make one or more of the disclosures referred to in Annex XII, Parts 2 and 3;
(b) to publish one or more disclosures more frequently than annually, and to set deadlines for publication;
(c) to use specific media and locations for disclosures other than the financial statements; and
(d) to use specific means of verification for the disclosures not covered by statutory audit.