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| | Recitals |
| | Chapter I General Provisions (arts. 1-2) |
ApplicableEntered into force | Article 1 Scope |
ApplicableEntered into force | Article 2 Definitions |
| | Chapter II Interchange fees (arts. 3-5) |
Applicable | Article 3 Interchange fees for consumer debit card transactions |
Applicable | Article 4 Interchange fees for consumer credit card transactions |
ApplicableEntered into force | Article 5 Prohibition of circumvention |
| | Chapter III Business rules (arts. 6-12) |
Applicable | Article 6 Licensing |
Applicable | Article 7 Separation of payment card scheme and processing entities |
Applicable | Article 8 Co-badging and choice of payment brand or payment application |
Applicable | Article 9 Unblending |
Applicable | Article 10 'Honour All Cards' rule |
ApplicableEntered into force | Article 11 Steering rules |
Applicable | Article 12 Information to the payee on individual card-based payment transactions |
| | Chapter IV Final provisions (arts. 13-18) |
ApplicableEntered into force | Article 13 Competent authorities |
ApplicableEntered into force | Article 14 Penalties |
ApplicableEntered into force | Article 15 Settlement, out of court complaints and redress procedures |
ApplicableEntered into force | Article 16 Universal cards |
ApplicableEntered into force | Article 17 Review clause |
ApplicableEntered into force | Article 18 Entry into force |
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