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Regulation 2015/751/EU - Interchange Fees RegulationRecitalsChapter I General Provisions (arts. 1-2)Article 1 ScopeArticle 2 DefinitionsChapter II Interchange fees (arts. 3-5)Article 3 Interchange fees for consumer debit card transactionsArticle 4 Interchange fees for consumer credit card transactionsArticle 5 Prohibition of circumventionChapter III Business rules (arts. 6-12)Article 6 LicensingArticle 7 Separation of payment card scheme and processing entitiesArticle 8 Co-badging and choice of payment brand or payment applicationArticle 9 UnblendingArticle 10 'Honour All Cards' ruleArticle 11 Steering rulesArticle 12 Information to the payee on individual card-based payment transactionsChapter IV Final provisions (arts. 13-18)Article 13 Competent authoritiesArticle 14 PenaltiesArticle 15 Settlement, out of court complaints and redress proceduresArticle 16 Universal cardsArticle 17 Review clauseArticle 18 Entry into forceDone at
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Version status: Applicable | Document consolidation status: No known changes
Version date: 9 December 2015 - onwards
Version 3 of 3

Article 4 Interchange fees for consumer credit card transactions

Payment service providers shall not offer or request a per transaction interchange fee of more than 0,3 % of the value of the transaction for any credit card transaction. For domestic credit card transactions Member States may define a lower per transaction interchange fee cap.

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