1. The Joint Committee of the European Supervisory Authorities is hereby established.
2. The Joint Committee shall serve as a forum in which the Authority shall cooperate regularly and closely to ensure cross-sectoral consistency, while considering sectoral specificities, with the European Supervisory Authority (European Insurance and Occupational Pensions Authority) and the European Supervisory Authority (European Securities and Markets Authority), in particular regarding:
- financial conglomerates and, where required by Union law, prudential consolidation,
- accounting and auditing,
- micro-prudential analyses of cross-sectoral developments, risks and vulnerabilities for financial stability,
- retail investment products,
- cybersecurity,
- information and best practice exchange with the ESRB and the other ESAs,
-retail financial services and depositor, consumer and investor protection issues;
- advice by the Committee established in accordance with Article 1(6).
2a. The Joint Committ
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