1. By 31 December 2021, and every three years thereafter, the Commission shall publish a general report on the experience acquired as a result of the operation of the Authority and the procedures laid down in this Regulation. That report shall evaluate, inter alia:
(a) the effectiveness and convergence in supervisory practices reached by competent authorities:
(i) the independence of the competent authorities and convergence in standards equivalent to corporate governance;
(ii) the impartiality, objectivity and autonomy of the Authority;
(b) the functioning of the colleges of supervisors;
(c) the progress achieved towards convergence in the fields of crisis prevention, management and resolution, including Union funding mechanisms;
(d) the role of the Authority as regards systemic risk;
(e) the application of the safeguard clause established in Article 38;
(f) the application of the binding mediation role established in Article 19;
(g) the functioning of the Joint Committee;
(h) the obs
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