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Chapter 1 Payment institutions (arts. 5-27) |
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Section 1 General rules (arts. 5-16) |
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Article 5 Applications for authorisation |
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Article 6 Initial capital |
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Article 7 Own funds |
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Article 8 Calculation of own funds |
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Article 9 Safeguarding requirements |
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Article 10 Granting of authorisation |
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Article 11 Communication of the decision |
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Article 12 Withdrawal of authorisation |
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Article 13 Registration |
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Article 14 Maintenance of authorisation |
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Article 15 Accounting and statutory audit |
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Article 16 Activities |
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Section 2 Other requirements (arts. 17-19) |
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Article 17 Use of agents, branches or entities to which activities are outsourced |
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Article 18 Liability |
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Article 19 Record-keeping |
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Section 3 Competent authorities and supervision (arts. 20-25) |
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Article 20 Designation of competent authorities |
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Article 21 Supervision |
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Article 22 Professional secrecy |
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Article 23 Right to apply to the courts |
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Article 24 Exchange of information |
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Article 25 Exercise of the right of establishment and freedom to provide services |
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Section 4 Waiver (arts. 26-27) |
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Article 26 Conditions |
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Article 27 Notification and information |
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Chapter 2 Common provisions (arts. 28-29) |
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Article 28 Access to payment systems |
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Article 29 Prohibition for persons other than payment service providers to provide payment services |
