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Chapter 1 Common provisions (arts. 51-53) |
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Article 51 Scope |
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Article 52 Charges applicable |
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Article 53 Derogation for low value payment instruments and electronic money |
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Chapter 2 Authorisation of payment transactions (arts. 54-63) |
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Article 54 Consent and withdrawal of consent |
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Article 55 Limits of the use of the payment instrument |
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Article 56 Obligations of the payment service user in relation to payment instruments |
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Article 57 Obligations of the payment service provider in relation to payment instruments |
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Article 58 Notification of unauthorised or incorrectly executed payment transactions |
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Article 59 Evidence on authentication and execution of payment transactions |
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Article 60 Payment service provider's liability for unauthorised payment transactions |
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Article 61 Payer's liability for unauthorised payment transactions |
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Article 62 Refunds for payment transactions initiated by or through a payee |
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Article 63 Requests for refunds for payment transactions initiated by or through a payee |
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Chapter 3 Execution of payment transactions (arts. 64-78) |
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Section 1 Payment orders and amounts transfer red (arts. 64-67) |
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Article 64 Receipt of payment orders |
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Article 65 Refusal of payment orders |
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Article 66 Irrevocability of a payment order |
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Article 67 Amounts transferred and amounts received |
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Section 2 Execution time and value date (arts. 68-73) |
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Article 69 Payment transactions to a payment account |
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Article 70 Absence of payee's payment account with the payment service provider |
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Article 71 Cash placed on a payment account |
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Article 72 National payment transactions |
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Article 73 Value date and availability of funds |
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Article 68 Scope |
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Section 3 Liability (arts. 74-78) |
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Article 74 Incorrect unique identifiers |
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Article 75 Non-execution or defective execution |
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Article 76 Additional financial compensation |
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Article 77 Right of recourse |
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Article 78 No liability |
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Chapter 4 Data protection (art. 79) |
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Article 79 Data protection |
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Chapter 5 Out-of-court complaint and redress procedures for the settlement of disputes (arts. 80-83) |
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Section 1 Complaint procedures (arts. 80-82) |
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Article 80 Complaints |
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Article 81 Penalties |
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Article 82 Competent authorities |
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Section 2 Out-of-court redress procedures (art. 83) |
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Article 83 Out-of-court redress |
