1. Member States shall ensure that the following information and conditions are provided or made available to the payment service user:
(a) a specification of the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly executed;
(b) the maximum execution time for the payment service to be provided;
(c) all charges payable by the payment service user to his payment service provider and, where applicable, the breakdown of the amounts of any charges;
(d) where applicable, the actual or reference exchange rate to be applied to the payment transaction.
2. Where applicable, any other relevant information and conditions specified in Article 42 shall be made available to the payment service user in an easily accessible manner.