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Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007 [SI 2007 No. 1167]Introductory TextRegulation 1 Citation and commencementRegulation 1A ApplicationRegulation 2 InterpretationContent of statements provided in relation to fixed-sum credit agreements (regs. 3-11)Regulation 3Regulation 4Regulation 5Regulation 6Regulation 7Regulation 8Regulation 9Regulation 10Regulation 10ARegulation 10BRegulation 10CRegulation 11Additional information in statements provided in relation to certain fixed-sum credit agreements (regs. 12-18)Regulation 12Regulation 13Regulation 14Regulation 15Regulation 16Regulation 17Regulation 18Content of notices of sums in arrears under fixed-sum credit agreements etc. (regs. 19-23)Regulation 19Regulation 20Regulation 21Regulation 22Regulation 23Content of notices of sums in arrears under running-account credit agreements (regs. 24-26)Regulation 24Regulation 25Regulation 26Giving of notices of default sums (regs. 27-28)Regulation 27Regulation 28Content of notices of default sums (regs. 29-32)Regulation 29Regulation 30Regulation 31Regulation 32Regulation 33 Amendments to the Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983Content of notices of intention to recover post-judgment interest (regs. 34-35)Regulation 34Regulation 35Form of notices and statements required under these Regulations (regs. 36-40)Regulation 36Regulation 37Regulation 38Regulation 39Regulation 40Regulation 41 Errors and omissionsRegulation 41ADuration of licences and charges (regs. 42-43)Regulation 42Regulation 43Regulation 44 Revocation of superseded provisionsTransitional provisions (regs. 45-50)Regulation 45Regulation 46Regulation 47Regulation 48Regulation 49Regulation 50Schedule 1Schedule 1, Part 1 Information to be included in statements relating to fixed-sum credit agreements (paras. 1-3A)Schedule 1, Part 1A Additional information to be included in statements relating to green deal plans made before 28th February 2014 (para. 3B)Schedule 1, Part 2 Forms of wording to be included in statements relating to fixed-sum credit agreements (para. 4)Schedule 1, Part 2A Additional information to be included in statements relating to green deal plans made before 28th February 2014 and green deal consumer credit agreements (para. 4A)Schedule 1, Part 3 Forms of wording to be included in fixed-sum credit statements relating to hire-purchase or conditional sale agreements (para. 5)Schedule 2 Forms of wording and information to be included in statements relating to running-account credit agreementsSchedule 3Schedule 3, Part 1, Information and statements to be included in notices of sums in arrears under fixed-sum credit agreements etc. (paras. 1-5)Schedule 3, Part 2 Information to be included in first required notices of sums in arrears under fixed-sum credit agreements etc. (para. 6)Schedule 3, Part 3 Information and statement to be included in all notices of sums in arrears under fixed-sum credit agreements etc. except first required notices (paras. 7-13) Schedule 3, Part 4 Information and statements to be inlcuded in notices of sums in arrears under running-account credit agreements (paras. 14-19)Schedule 3, Part 5 Statement to be included in notices of sums in arrears under fixed-sum credit agreements etc. and running-account credit agreementsSchedule 4Schedule 4, Part 1 Information and form of wording to be included in notices of default sums (paras. 1-7)Schedule 4, Part 2 forms of wording to be included in notices of default sums where interest is payable on default sums (paras. 8-9)Schedule 5Schedule 5, Part 1 Information and statement to be included in all notices under section 130a of the 1974 act (paras. 1-6)Schedule 5, Part 2 Information and statement to be included in all except first required notice under section 130a of the 1974 Act (paras. 7-9)Schedule 5, Part 3 form of wording to be included in first required noticeSignatureExplanatory NoteExplanatory Memorandum
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Version status: In force | Document consolidation status: Updated to reflect all known changes
Version date: 1 October 2008 - onwards
Version 2 of 2

Regulation 16

Where the agreement to which the statement relates does not require the payment each month of a minimum sum, and the creditor has at any time during the period to which the statement relates required the debtor to repay sums which are due under the agreement, only the second form of wording set out in paragraph 4 of Schedule 2 shall be given.

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