(1) Subject to regulations 25 and 26, a notice given under section 86C of the 1974 Act (notice of sums in arrears under running-account credit agreements) ("the regulation 24 notice") shall contain -
(a) a form of wording to the effect that it is given in compliance with the 1974 Act because the debtor is behind with his payments under the agreement;
(b) a form of wording encouraging the debtor to discuss the state of his account with the creditor;
(c) the information required by paragraphs 14 to 17 of Schedule 3;
(d) a statement in the form set out in paragraph 18 of Schedule 3 and the appropriate statement specified in paragraph 19 of that Schedule; and
(e) a statement in the form specified in Part 5 of Schedule 3.
(2) Where a regulation 24 notice includes wording to the effect that it is not a demand for immediate payment the creditor shall include wording explaining why it is not such a demand.