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Version status: In force | Document consolidation status: Updated to reflect all known changes
Version date: 1 October 2008 - onwards
Version 2 of 2

Regulation 48

Where a statement to which this regulation applies does not include some or all of the information referred to in regulation 46 -

(a) the creditor shall give the debtor in writing such of the information referred to in regulation 46 as was omitted from the statement within fifteen working days of receipt of the debtor’s request for that information;

(b) the statement shall contain the following wording:

"More information

This statement does not contain all the information which you are entitled to receive from us about your agreement. If you would like to receive this extra information please get in touch with us to obtain it. We are required to provide you with this information within fifteen working days of receiving your request for it.";

(c) the creditor shall include a form of words that identifies which pieces of the information referred to in regulation 46 it has not included in the statement;

(d) where the debtor requests some but not all of the information which the creditor has omitted from the statement in accordance with regulation 46 (whether or not the information requested amounts to all the information which the creditor has so omitted) paragraph (a) shall only require the creditor to give the debtor the information requested; and

(e) where it is not clear from the debtor’s request which pieces of the information so omitted the debtor has requested, the creditor shall give the debtor all the information so omitted.