Article 14.

7. An explanation of any rights and options available to a member whose service in relevant employment terminates before he has acquired an entitlement to a preserved benefit including details of -

(a) whether a refund of contributions is available or would be available in any circumstances, and in the latter case a statement of the circumstances and, in either case, an estimate of the amount of the refund and an explanation of the method of calculating it, and

(b) the name and address of the person from whom details of any other rights and options may be obtained on request.

8. The rights and options (if any) available to a member whose service in relevant employment terminates before he attains normal pensionable age, including details of-

(a) the accumulated value as at a specified date of the appropriate contributions payable under the rules of the scheme to or in respect of a member,

(b) the accumulated value as at the same date of any other contributions to which the member is entitled,

(c) the date or dates on which such amounts become payable and a brief explanation of how the amounts would be applied,

(d) whether there is an option to have benefits payable immediately and the relevant details of such benefits,