1. The competent authority shall, before granting authorisation to a credit institution, consult the competent authorities of another Member State where the credit institution is:
(a) a subsidiary of a credit institution authorised in that other Member State;
(b) a subsidiary of the parent undertaking of a credit institution authorised in that other Member State;
(c) controlled by the same natural or legal persons as those who control a credit institution authorised in that other Member State.
2. The competent authority shall, before granting authorisation to a credit institution, consult the competent authority that is responsible for the supervision of insurance undertakings or investment firms in the Member State concerned where the credit institution is:
(a) a subsidiary of an insurance undertaking or investment firm authorised in the Union;
(b) a subsidiary of the parent undertaking of an insurance undertaking or investment firm authorised in the Union;
(c) controlled by the same
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