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Industrial and Provident Societies Act, 1893 (No. 39)Introductory TextPreliminary (ss. 1-3)1. Short title of Act.2. Extent of Act.3. Existing societies.Registration of Societies (ss. 4-8)4. Societies which may be registered.5. Conditions of registration.6. Acknowledgment of registry.7. Appeals from refusal to register.8. Effect of acknowledgment of registry.Cancelling and Suspension of Registry (s. 9)9. Cancelling and suspension of registry.Rules (s. 10)10. Rules and amendments.Duties of Registered Societies (ss. 11-16)11. Registered office.12. Publication of name.13. Audit.14. Annual returns.14A. Extension of interim period14B. General meetings during interim period15. Supply of copies of annual returns.16. Copy of last balance sheet.Inspection of Books (ss. 17-18)17. Inspection of books by members17A. Inspection of books by non-members18. Inspection of books by order of registrar.Banking by Societies (s. 19)19. Conditions of banking by societies.Returns and Documents (s. 20)20. Form and deposit of documents.Privileges of Societies (ss. 21-35)21. Incorporation of society with limited liability.22. Rules to bind members.23. Remedy for debts from members.24. Exemption from income tax.25. Power of nomination for sums not exceeding €15,000.26. Proceedings on the death of a nominator.27. Provisions for intestacy.28. Probate duty to be paid where the whole estate exceeds one hundred pounds.29. Power to deal with the property of insane or lunatic members.30. Payments to persons apparently entitled valid.31. Transfer of stock standing in name of trustee.32. Membership of minors.33. Promissory notes and bills of exchange.34. Register of members or shares.35. Contracts how made, varied, or discharged.Property and Funds of Registered Society (ss. 36-42)36. Holding of land.37. Provision as to copyholds.38. Investments by societies.39. Power to invest in savings banks.40. Advances to members.41. Societies members of other bodies corporate may vote by proxy.42. Any body corporate may hold shares in a society.Discharge of Mortgages by Receipt endorsed (ss. 43-46)43. Discharge of mortgages by receipt endorsed.44. Discharge of mortgages in Scotland.45. Receipt in case of society in liquidation.46. Execution of deeds.Officers in receipt or charge of Money (ss. 47-48)47. Security by officers.48. Accounts of officers.Disputes (s. 49)49. Decision of disputes.Inspection of Affairs (s. 50)50. Power to appoint inspectors.Change of Name: Amalgamation: Conversion (ss. 51-57)51. Meaning of special resolution.51A.52. Power to change name.53. Amalgamation and transfer of engagements.54. Conversion of society into company.55. Conversion of company into society.56. Registration of special resolutions.57. Saving for rights of creditors.Dissolution of Societies (ss. 58-61)58. Provision as to dissolution of societies.59. Transfer of winding up from county court.60. Liability of members in winding up.61. Provision as to instrument of dissolution.Offences, Penalties, and Legal Proceedings (ss. 62-70)62. Offence by societies.63. Offences by societies to be also offences by officers, &c.64. Punishment of fraud or misappropriation.65. Penalty for falsification.66. Penalty for not using name of society.67. Delivery of untrue rules.68. Penalties for ordinary offences.69. Recovery of penalties.70. Appeals from summary decisions.Supplemental (ss. 71-80)71. Remuneration of county court officers.72. Public auditors.73. Fees.74. Regulations for carrying out Act.75. Evidence of documents.76. Duties of the registrars.77. Application of Act to Channel Islands.78. Payment to representatives of deceased members in the Channel Islands.79. Definitions.80. Repeal.Schedule I Enactments repealedSchedule II Matters to be provided for by the Rules of Societies registered under this ActSchedule III Form of Statement to be made out by a Society carrying on the Business of BankingSchedule IV Acknowledgment of Registry or Society
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Banking by Societies (s. 19)

19. Conditions of banking by societies.
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