Details of how this chapter applies to each type of respondent are set out below. For this purpose, respondents include:
(1) persons carrying on regulated activities (firms), providing payment services (payment service providers) or providing electronic money issuance services (electronic money issuers) and which are covered by the Compulsory Jurisdiction;
(2) persons covered by the Consumer Credit Jurisdiction (licensees); and
(3) persons who have opted in to the Voluntary Jurisdiction (VJ participants).