(1) A creditor or an owner shall not enforce a provision of an agreement by -
(a) demanding early payment of any sum,
(b) recovering possession of any goods (save where the goods are in imminent danger of being damaged or stolen), or
(c) treating any right conferred on the consumer by the agreement as determined, restricted or deferred,
unless he has served on the consumer, at least 10 days before he proposes to take any action, a notice which shall specify the following:
(i) details of the agreement sufficient to identify it;
(ii) the name and address of the creditor or owner, as the case may be;
(iii) the name and address of the consumer;
(iv) the term of the agreement to be enforced; and
(v) a statement of the action he intends to take to enforce the term of the agreement, the manner and circumstances in which he intends to take such action and the date on or after which he intends to take such action.
(2) A creditor or an owner shall not, by reason of any breach by a consumer of an
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