(1) If the requirements of paragraph (2) are met, the financial promotion restriction does not apply to any communication which is made to an employee by or on behalf of a person ("A") in relation to work-related insurance.
(2) The requirements of this paragraph are that -
(a) the employer and A have entered into a written contract specifying the terms on which the communication may be made;
(b) in the case of a communication made by a person ("B") on behalf of A, A and B have also entered into a written contract specifying the terms on which the communication may be made;
(c) the employer has not received, and will not receive, any direct financial benefit as a result of the communication being made;
(d) in the case of a non-real time communication, the communication contains, or is accompanied by, a statement informing the employee of their right to seek advice from an authorised person or an appointed representative; and
(e) the employer or A notifies the employee in writing prior t
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