(1) A supplier shall not communicate with a consumer by means of -
(a) an automated calling system without human intervention, or
(b) a facsimile machine,
with a view to supplying a financial service to the consumer, unless the supplier has previously obtained the consumer's consent to the use of that means of communication.
(2) In advertising a financial service that is proposed to be supplied under a distance contract, or in communicating with a consumer in relation to the supply or a proposed supply of a financial service, a supplier shall comply with all codes made, and all directions given, by a competent authority in so far as those codes or directions impose standards on suppliers with respect to -
(a) advertising financial services, or
(b) communicating with consumers or potential consumers of those services, or
(c) protecting minors or other persons whose capacity to enter into contracts is limited.
(3) In communicating with a consumer with a view to supplying a financial serv
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