(1) Any purported waiver by a consumer of a right conferred on consumers by these Regulations is void.
(2) A term contained in a distance contract for the supply of a financial service is void in so far as the term is inconsistent with these Regulations.
(3) A right conferred on consumers by these Regulations cannot be excluded or diminished by choosing as the law applicable to a distance contract for the supply of a financial service the law of a country or territory that is not a Member State. This paragraph applies only if the contract is closely connected with a Member State.