(1) There are excluded from articles 39D(1), 39E(1) and 39F(1) activities carried on by a person who is -
(a) the lender under the agreement,
(b) the supplier in relation to that agreement,
(c) a person carrying on an activity of the kind specified by article 36A by way of business and who has acquired the business of the person who was the supplier in relation to the agreement, or
(d) a person who would be carrying on an activity of the kind specified by article 36A by way of business but for the exclusion in article 36B where the agreement was made in consequence of an introduction (by that person or another person) to which article 36B applies.
(1A) In so far as it applies to article 39F(1), the exclusion in paragraph (1)(a) does not apply to a lender under a credit agreement which is an exempt agreement by virtue of article 60C(4A).
(2) There are excluded from articles 39D(2), 39E(2) and 39F(2) activities carried on by a person who is -
(a) the owner under the consumer hire agreeme
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