(1) In this article -

 "connected contract of insurance" means a contract of insurance which -

(a) is not a contract of long-term insurance;

(b) [deleted]

(c) has a premium of -

(i) £500 or less (calculated on a pro rata annual basis), or

(ii) where the insurance is complementary to a service being provided by the provider and the duration of that service is equal to or less than three months, £175 or less,

or equivalent amounts of another currency;

(d) covers the risk of -

(i) breakdown, loss of, or damage to, non-motor goods supplied by the provider;

(ia) the non-use of services supplied by the provider; or