(1) There are excluded from article 36A activities carried on by an individual by canvassing off trade premises -
(a) a restricted-use credit agreement used to finance a transaction between the lender or a member of the lender's group and the borrower whether forming part of that agreement or not, or
(b) a regulated consumer hire agreement.
(2) But paragraph (1) does not apply if A carries on any other activity of a kind specified by article 36A(1) (a) to (c).
(3) A canvasses a restricted-use credit agreement or a regulated consumer hire agreement off trade premises for the purposes of this article if -
(a) A solicits the entry of an individual or relevant recipient of credit ("B") into such an agreement by making oral representations to B during a visit by A to any place (not excluded by paragraph (4)) where B is, and
(b) that visit is made by A for the purpose of making such oral representations.
(4) A place is excluded from paragraph (3) if it is a place where a business is carried
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