(1) In these Regulations "mortgage credit intermediary" means a person (including a firm, within the meaning of the Partnership Act 1890 (53 & 54 Vict. c.39)), being a person who - (a) is not acting as a creditor, and (b) is not merely introducing, either directly or indirectly, a consumer to a creditor or credit intermediary, and who - (i) in the course of his or her trade, business or profession, for remuneration, which may take a pecuniary form or any other agreed form of financial consideration, carries on any of the activities referred to in paragraph (2), and (ii) either is the holder of an authorisation granted under Regulation 30 or stands admitted, pursuant to Article 29 of the Directive, in another EEA Member State.

(2) The following are the activities referred to in paragraph (1)(i) -

(a) presents or offers credit agreements to consumers;