(1) Clear and comprehensible general information about credit agreements shall be made available by creditors, or where applicable by tied credit intermediaries at all times on paper or on another durable medium or in electronic form. Such general information shall include at least the following:
(a) the identity and the geographical address of the issuer of the information;
(b) the purposes for which the credit may be used;
(c) the forms of security, including, where applicable, the possibility for it to be located in another EEA Member State;
(d) the possible duration of the credit agreements;
(e) types of available borrowing rate, indicating whether fixed or variable or both, with a short description of the characteristics of a fixed and variable rate, including related implications for the consumer;
(ea) where contracts that reference a benchmark as defined in point (3) of Article 3(1) of the Benchmarks Regulation are available, the names of the benchmarks and of their administrato
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