(1) Any advertising concerning credit agreements which indicates an interest rate or any figures relating to the cost of the credit to the consumer shall, in a clear, concise and prominent way, specify -

(a) the identity of the creditor or, where applicable, the mortgage credit intermediary;

(b) where applicable, that the credit agreement will be secured by a mortgage or another comparable security commonly used in an EEA Member State on residential immovable property or by a right related to residential immovable property;

(c) the borrowing rate, indicating whether this is fixed or variable or a combination of both, together with particulars of any charges included in the total cost of the credit to the consumer;

(d) the total amount of credit;

(e) the annual percentage rate of charge which shall be included in the advertisement at least as prominently as any interest rate;

(f) where applicable, the duration of the credit agreement;

(g) where applicable, the amount of the instalments;