Regulation 3 of the European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. No. 281 of 2010) is amended -
(a) in paragraph (6)(c), by inserting "subject to paragraph (10)," before "to a credit agreement", and
(b) by inserting after paragraph (9) the following:
"(10) Paragraph (6)(c) shall not apply to unsecured credit agreements the purpose of which is the renovation of a residential immovable property involving a total amount of credit more than €75,000.".