(1) These Regulations shall not apply to a credit agreement that comes into effect before 21 March 2016.
(1A) Notwithstanding paragraph (1), subparagraph (ea) of Regulation 14(1) shall not apply to a credit agreement that comes into effect before 1 July 2018.
(2) As respects -
(a) a mortgage intermediaries authorisation granted under section 116 of the Consumer Credit Act 1995 and in force immediately before 21 March 2016, and
(b) the holder of such an authorisation that is so in force,
the following apply -
(i) the authorisation shall, notwithstanding Regulation 30, continue in force for the reminder of the period for which, under that section 116, it is provided it shall be in force, but this is subject to paragraph (3);
(ii) the holder of the authorisation shall be deemed to be a holder of a mortgage credit intermediary's authorisation and the provisions of these Regulations shall accordingly apply to the holder, but this is subject to paragraphs (3) to (6).
(3) The application of t
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